Learn how to find the best rates and maximize your savings
Usage-Based Insurance
Usage-based insurance charges based on the number of miles driven, which can be cost-effective for teens who don’t drive often.
Many usage-based programs offer discounts for safe driving behaviors tracked via a mobile app or device.
Student Away Discounts
If a teen is attending school far away from home and does not have regular access to a car, some insurance companies offer discounts.
The teen can still be covered when they are home during breaks or vacations.


Good Student Discounts
Many insurance companies offer discounts to students who maintain a certain GPA (often a B average or better). Students typically need to provide proof of their academic performance periodically.
Tips for Finding Affordable Insurance for Teens
Shop Around
Compare quotes from multiple insurance providers to find the best rates.
Driver’s Education
Completing a driver’s education course can help reduce premiums.
Safe Driving Apps
Some insurers offer discounts for using apps that monitor and promote safe driving habits
Consider the Car
Insuring a car with high safety ratings and lower value can reduce insurance costs.